riskier mortgages
Ditch 7% Mortgage Rates - Embrace Non‑QM Loans
Ditch 7% Mortgage Rates - Embrace Non-QM Loans The average 30-year fixed rate of 7.13% makes non-QM loans and 5/1 ARMs the most viable way to lower monthly payments. As rates climb, lenders are highlighting products that start with a cooler “thermostat” setting before the heat rises. I