Mortgages & refinancing
How to Lock a Sub‑6% Mortgage in 2024: A First‑Timer’s Playbook
Imagine walking into a home-buying clinic in April 2024 and hearing the mortgage thermostat set to 5.9 %. That number feels high after years of ultra-low rates, yet it’s anchored by a surge in refinance activity that’s siphoning lender capacity. Below, I walk you through why rates hover