credit score impact

credit score impact

First‑Time Buyers Drop Mortgage Rates 5% Saving $1K

First-time homebuyers can lower their mortgage rate by up to 5% and shave about $1,000 off closing costs by boosting their credit score and locking the loan at the right moment. The savings come from lower interest, smaller down-payment requirements, and lender discounts that reward higher credit tiers. In